Checking Account

EMMC FCU members can enjoy free checking

No per check fees, no minimum balance requirements, no excessive transaction fees, no monthly fees.

After your initial free 50 checks just purchase your checks and keep your account in good standing and its free free free.

NSF fees are $25.00 per check written over available amount in your checking
Return fees are $10.00 per deposited item returned
Transfer fees are $3.00 per transfer from your savings to cover items written on unavailable funds
  **Call or visit one of our locations to get all terms and conditions

Signing up for and using free on-line access can help in avoiding a negative balance and unnecessary fees.  Watch your balances and make necessary transfers for your outstanding checks before they try to clear.

We also offer overdraft protection for our checking account members who qualify.  Complete an application today to see if you qualify and get that added protection.

Notice: Recent Debit Card Fraud Alert!

Here at EMMC FCU, we take your account security seriously.  We were recently made aware of a major breach situation involving transactions done at Kmart or Sears from September 2016 to April 2017.  In an effort to protect our members’ funds, we made the difficult decision to block all of the debit cards involved.  We are truly sorry for this inconvenience!  Rest assured that new debit cards have been ordered.  If you have any questions or concerns, please feel free to contact us at 945-3632 or 973-7130.  


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