About Us


Mission Statement
Eastern Maine Medical Center Federal Credit Union is a member-owned organization which provides a full range of financial services in a cost effective and courteous manner.

Becoming a Member
Eastern Maine Medical Center Federal Credit Union, a not for profit organization, was organized on January 30, 1979 by the National Credit Union Administration. You are eligible to become a member of EMMC FCU if you work at EMMC and/or any of its affiliate companies, or if you are a family member of anyone who works at EMMC and/ or any of its affiliate companies. In addition, you are eligible if you are licensed to practice or conduct business with EMHS and/or any of its affiliates. Membership is obtained simply by opening a share account with a minimum deposit of $25.00 and a membership fee of $5.00.

Management and Officials
The Board of Directors are volunteers elected by the membership. Each member has one vote regardless of his or her investment. The Board elects its own table officers and appoints various committees. The Supervisory Committee contracts annually with an independent certified public accounting firm to perform an audit of all credit union records. Additionally, operating procedures and financial statements are examined by the NCUA on a regular basis. The Board hires a President/CEO, who is responsible for the daily management of the credit union.

Contact Us by e-mail at info@emmcfcu.org



There are currently several text messaging scams circulating regarding debit cards, the most recent claiming to be from Bangor Savings Bank.

We NEVER send out text messages regarding your accounts!  We will call you by phone if there is ever an issue with your account here at EMMC FCU.  If you receive any form of mobile communication claiming to be from us, DO NOT GIVE THEM YOUR INFORMATION!

The ONLY exception is e-alerts, which you yourself would have signed up for via online account access regarding your account. 

Keep your information safe!  Please call any of our branches with questions on this matter.


Maine Credit Union League SURF ATMs CUSO Maine Credit Union Service Centers NCUA Equal Housing Opportunity Verified by Visa