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WHY EMMC F.C.U. IS BETTER

LOCAL CONTROL

  • Owned by members, not by stockholders
  • Not-for-profit cooperative
  • Run by volunteer board of directors

BETTER LENDING RATES

BETTER DIVIDEND RATES

CONVENIENT LOCATIONS

  • On campus facility
  • Stillwater Avenue, adjacent to mall

CONVENIENT HOURS

  • Monday - Friday
  • 7:30 a.m. to 4:00 p.m. at the hospital location
  • 9:00 a.m. to 5:00 p.m. at the Dyer/Arseneault (Stillwater) location
  • 9:00 a.m. to noon on Saturday at the Dyer/Arseneault location (drive-up only)

FRIENDLY STAFF
  • We take pride in knowing our members -- after all, they're our fellow co-workers!

HIGH TECH FINANCE

  • Real-time data processing system
  • Teller phone service available
  • All ACH electronics (direct deposit, wires, automated payment system)
  • ATM, Debit and Credit Cards available
  • Owned ATMs at various locations, including most Shop 'n Save and Shaw's supermarkets

SERVICES, YES - FEES, NO

  • We offer the same services offered by other financial institutions, but without all of the fees that go with them.

SECURITY

  • Deposits insured up to $100,000 by the NCUSIF, which is financially stronger than the FDIC.

OUR SERVICES


Why go anywhere else?

"My life belongs to the Credit Union. I can do it all, everything from savings, to checking and lending. Great, friendly service with no fees. Convenient."

Loli Pooler


"My husband and I wish to formally thank you for your confidence and trust in helping us with our finances. Circumstances in the past ten years have been hard for us. In 1994 my husband, John, lost his job. This put us in a grave financial situation. In April of 1998 a black cloud was lifted from our lives.

"The Credit Union was able to refinance our mortgage and consolidate our debts into one payment. It is difficult to describe our feelings for the staff at EMMC F.C.U. You took a chance on us when no one else would."

Sincerely,
John & Debbie Sherry


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